| Dividend Rates | Rate | Annual Percentage Yield |
| Savings | ||
| Membership Savings | 0.25% | 0.25% |
| Kids' Club Savings | 0.25% | 0.25% |
| eTeen Savings | 0.25% | 0.25% |
| IRA Savings | 1.00% | 1.00% |
| Checking | ||
| e-Checking | 0.00% | 0.00% |
| Advantage | 0.10% | 0.10% |
| Elite (Minimum $2,500) | 0.15% | 0.15% |
| Elite (Minimum $20,000) | 0.40% | 0.40% |
|
|
| |
| Money Market Account | ||
| $2,000 - $19,999 | 1.24% | 1.25% |
| $20,000 - $74,999 | 1.74% | 1.75% |
| $75,000 - $999,999 | 2.13% | 2.15% |
| Certificate Rates* | Rate |
Annual Percentage Yield |
||
| $1,000 - 19,999 | ||||
|
3 Month (e-Teen) |
2.28% | 2.53% | 2.30% | 2.56% |
| 6 Month (Savers) | 2.52% | 2.77% | 2.55% | 2.81% |
| 12 Month (Savers) | 2.62% | 2.87% | 2.65% | 2.91% |
| 24 Month | 2.76% | 3.01% | 2.80% | 3.06% |
| 36 Month | 3.06% | 3.31% | 3.10% | 3.36% |
| Christmas Savers** | 2.52% | 2.77% | 2.55% | 2.81% |
| $20,000 - 74,999 | ||||
| 3 Month (eTeen) | 2.37% | 2.62% | 2.40% | 2.66% |
| 6 Month (Savers) | 2.62% | 2.87% | 2.65% | 2.91% |
| 12 Month (Savers) | 2.72% | 2.97% | 2.75% | 3.01% |
| 24 Month | 2.86% | 3.11% | 2.90% | 3.16% |
| 36 Month | 3.15% | 3.40% | 3.20% | 3.46% |
| Christmas Savers** | 2.52% | 2.77% | 2.55% | 2.81% |
| $75,000 + | ||||
| 3 Month (eTeen) | 2.47% | 2.72% | 2.50% | 2.76% |
| 6 Month (Savers) | 2.72% | 2.97% | 2.75% | 3.01% |
| 12 Month (Savers) | 2.81% | 3.06% | 2.85% | 3.11% |
| 24 Month | 2.96% | 3.21% | 3.00% | 3.26% |
| 36 Month | 3.25% | 3.50% | 3.30% | 3.56% |
| Christmas Savers** | 2.52% | 2.77% | 2.55% | 2.81% |
| *A penalty will be imposed for early withdrawal | ||||
| **Christmas Savers Certificates Mature on November 24, 2008. | ||||
| Consumer Loan Rates | Annual Percentage Rate | With Real Rewards |
| Secured Loans | ||
| (New & Used Fixed) | ||
| Platinum Credit Score | 5.75% | 5.50% |
| A Credit Score | 5.75% | 5.50% |
| B Credit Score | 7.00% | 6.75% |
| C Credit Score | 7.50% | 7.25% |
| D Credit Score | 12.25% | 12.00% |
| E Credit Score | 17.25% | 17.00% |
| Unsecured Loans | ||
| Platinum Credit Score | 12.25% | 12.00% |
| A Credit Score | 12.75% | 12.50% |
| B Credit Score | 13.75% | 13.50% |
| C Credit Score | 15.50% | 15.25% |
| D Credit Score | 17.00% | 16.75% |
| E Credit Score | 17.00% | 16.75% |
| Member Convenience Loan | 16.90% | N/A |
| (with VISA Check Card) | ||
| VISA Credit Cards | ||
| Platinum | 9.90% | N/A |
| Classic | 16.90% | N/A |
| Shared Secured Loans | 3% above | |
| securing deposit | ||
| Mortgage Loan Rates | Annual Percentage Rate | With Real Rewards |
| Fixed and Variable | ||
| Platinum Credit Score | Call for Quote | N/A |
| A Credit Score | Call for Quote | N/A |
| B Credit Score | Call for Quote | N/A |
| C Credit Score | Call for Quote | N/A |
| D Credit Score | Call for Quote | N/A |
| E Credit Score | Call for Quote | N/A |
| Home Equity LOC (To 80%) | ||
| Platinum Credit Score | 6.75% | 6.50% |
| A Credit Score | 7.25% | 7.00% |
| B Credit Score | 8.25% | 8.00% |
| C Credit Score | 9.25% | 9.00% |
| D Credit Score | 10.25% | 10.00% |
| E Credit Score | 11.25% | 11.00% |
| Home Equity LOC (To 90%) | ||
| Platinum Credit Score | 7.75% | 7.50% |
| A Credit Score | 8.25% | 8.00% |
| B Credit Score | 9.25% | 9.00% |
| C Credit Score | 10.25% | 10.00% |
| D Credit Score | 11.25% | 11.00% |
| E Credit Score | 12.25% | 12.00% |
| Construction - Fixed | ||
| Platinum Credit Score | 6.75% | 7.50% |
| A Credit Score | 7.25% | 7.00% |
| B Credit Score | 8.25% | 8.00% |
| C Credit Score | 9.25% | 9.00% |
| D Credit Score | 10.25% | 10.00% |
| E Credit Score | 11.25% | 11.00% |