| Certificate Rates* | Rate |
Annual Percentage Yield |
||
| $1,000 - 19,999 | ||||
|
3 Month (e-Teen) |
2.28% | 2.53% | 2.30% | 2.56% |
| 6 Month (Savers) | 2.52% | 2.77% | 2.55% | 2.81% |
| 12 Month (Savers) | 2.62% | 2.87% | 2.65% | 2.91% |
| 24 Month | 2.76% | 3.01% | 2.80% | 3.06% |
| 36 Month | 3.06% | 3.31% | 3.10% | 3.36% |
| Christmas Savers** | 2.52% | 2.77% | 2.55% | 2.81% |
| $20,000 - 74,999 | ||||
| 3 Month (eTeen) | 2.37% | 2.62% | 2.40% | 2.66% |
| 6 Month (Savers) | 2.62% | 2.87% | 2.65% | 2.91% |
| 12 Month (Savers) | 2.72% | 2.97% | 2.75% | 3.01% |
| 24 Month | 2.86% | 3.11% | 2.90% | 3.16% |
| 36 Month | 3.15% | 3.40% | 3.20% | 3.46% |
| Christmas Savers** | 2.52% | 2.77% | 2.55% | 2.81% |
| $75,000 + | ||||
| 3 Month (eTeen) | 2.47% | 2.72% | 2.50% | 2.76% |
| 6 Month (Savers) | 2.72% | 2.97% | 2.75% | 3.01% |
| 12 Month (Savers) | 2.81% | 3.06% | 2.85% | 3.11% |
| 24 Month | 2.96% | 3.21% | 3.00% | 3.26% |
| 36 Month | 3.25% | 3.50% | 3.30% | 3.56% |
| Christmas Savers** | 2.52% | 2.77% | 2.55% | 2.81% |
| *A penalty will be imposed for early withdrawal | ||||
| **Christmas Savers Certificates Mature on November 24, 2008. | ||||