| Consumer Loan Rates | Annual Percentage Rate | With Real Rewards |
| Secured Loans | ||
| (New & Used Fixed) | ||
| Platinum Credit Score | 5.75% | 5.50% |
| A Credit Score | 5.75% | 5.50% |
| B Credit Score | 7.00% | 6.75% |
| C Credit Score | 7.50% | 7.25% |
| D Credit Score | 12.25% | 12.00% |
| E Credit Score | 17.25% | 17.00% |
| Unsecured Loans | ||
| Platinum Credit Score | 12.25% | 12.00% |
| A Credit Score | 12.75% | 12.50% |
| B Credit Score | 13.75% | 13.50% |
| C Credit Score | 15.50% | 15.25% |
| D Credit Score | 17.00% | 16.75% |
| E Credit Score | 17.00% | 16.75% |
| Member Convenience Loan | 16.90% | N/A |
| (with VISA Check Card) | ||
| VISA Credit Cards | ||
| Platinum | 9.90% | N/A |
| Classic | 16.90% | N/A |
| Shared Secured Loans | 3% above | |
| securing deposit | ||