Ensign Phone Scam Alert! Recently it has come to the attention of Ensign Federal Credit Union that someone is calling members of the credit union posing as an Ensign employee, asking for personal financial information. Please remember that Ensign Federal Credit Union will NEVER call or email you to request personal financial information such as account numbers, social security numbers, PIN numbers, or passwords. Never give out confidential information unless you initiated the call to the credit union, and we are requesting this for identification purposes. Also, when visiting our website, always make sure the Internet address says http://www.ensignfcu.org in your browser address window. Websites can be faked if not entered directly. For more information on internet scams visit the Federal Trade Commission Website.
Ensign Federal CU protects the safety and security of your personal information by maintaining physical,electronic, and procedural safeguards that meet or exceed industry standards. To lessen your chances of becoming a victim of identity theft, be aware of the ways thieves steal your personal information. Click here to learn more about what you should know and what you should do to protect yourself. The following information will give you the tools you need to combat identity theft and protect your financial future. Phishing is a technique used by criminals in order to gain sensitive information. Most commonly, e-mails or instant messages are sent to unsuspecting individuals with links to web sites that appear to be legitimate. In reality, the web site links lead to web pages disguised as the real ones in an attempt to fool its victims into entering their username and passwords or other similar sensitive information. Once the criminals have this information, it can then be used to make unauthorized transactions. Phishing threats have grown considerably in the last couple of years. In October of 2004, there were 6,957 attacks which grew to 15,050 attacks in June of 2005. This is a serious problem and we want our members to be aware of its dangers. If you do happen to receive a suspicious e-mail, you can go to the following site and choose the company who is being represented in the e-mail: A phone scam is a malicious act that includes an unknowing victim receiving a call from a fraudulent third party who acts as a legitimate business or organization in an attempt to gain personal information. There are many phone scams that exist, however every year some seem to be more popular than others. Click here to find out which ones topped the list in 2007. The Federal Trade Commission also has a lot of great information that can help you to be more educated on how to spot a scam so you don't become a future victim. Credit/Debit Card Scams Another issue that is becoming more commonplace is that of many retailers having their transaction databases compromised by hackers. With access to these databases, hackers are able to obtain an almost immeasurable amount of credit card numbers that can be used to make fake credit cards. Many companies are creating new technologies to prevent this type of fraud, however we are never safe from some new scheme to defeat any type of security that is put in place. If you would like to be more educated on what to do if your credit card information is lost, stolen, or compromised, click here.
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