Unlike traditional banks, credit unions are not-for-profit financial institutions that serve members of a common membership criteria.  Credit unions are owned by members, not shareholders, thus allowing members to receive benefits such as lower rates on loans, higher rates on savings, and minimal fees.  Another benefit unique to credit unions, and most especially noticeable at Ensign, is its attention to member service.  Since 1961, Ensign has always been about providing the best service and financial education to every one of its members.  Our mission statement is not just words; it’s a way of life:

Becoming a Member of Ensign Federal Credit Union is easy. 
Visit one of our convenient locations and you will be a member in no time!

Please bring the following:

• Photo ID (driver’s license, state issued ID)
• Social Security Card or Military ID
• Birth Certificate (for minor accounts only)
• Switch Kit (if applicable)
• Opening Deposit (see below)

Minimum requirements to open Ensign FCU accounts:

Membership Savings Account (required)	$25.00
Membership Fee	FREE
e-Checking Account (minimum deposit)	$ 0
Advantage Checking Account (min. deposit)	$ 100
Elite Checking Account (min. deposit)	$2,500

Are you eligible?

We invite all members of the Church of Jesus Christ of Latter-day Saints living in Clark, Lincoln and Nye counties to join the credit union.  Once you become a member of the credit union, you’re a member for life, even if you move.

Eligible members include:

• All members of the Church of Jesus Christ of Latter-day Saints living in Clark, Lincoln, and Nye counties.
• Immediate family members of a member of the Credit Union
• Employees of the Church of Jesus Christ of Latter-day Saints
• Persons residing with a member of the church who is a member of the Credit Union
• Employees of the Credit Union

Switch Kit

Make the transition to Ensign even easier!  Use the Ensign Switch Kit to transfer your accounts to Ensign Federal Credit Union.  This kit enables you to transfer any direct deposit transactions such as payroll, pension, and social security payments to your new account.  You can also transfer any payments that are automatically deducted such as utility, insurance premiums, and mortgage payments.  In addition, use the Checking Account Closure Notice to close any old financial accounts with ease.

Access your Ensign VISA Credit Card account online, check your current balance, and view recent transactions with ease using My VISA. This convenient FREE service also allows you to view your credit card statement and make a payment! Log on now!



Ensign e-Branch gives you immediate access to your Ensign accounts, 24 hours a day, seven days a week, all through a secure internet connection. You can use e-Branch to pay bills easily with a few clicks of the mouse, check account balances, make instant transfers between accounts, check your daily balance, transfer loan payments, and view your account statements using e-Statement! See the Demo! Best of all, it's completely FREE! Enroll today!

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