Ensign Real Rewards ….it's like receiving free tickets when you earn frequent flyer miles, only better! As a valued member, Ensign Real Rewards allows you to receive great perks like higher rates when you save and lower rates when you borrow. And, you earn redeemable points from the business you already do at the credit union! The more business you do with us, the more Real Rewards points you earn! It's that simple!  And it's available only at Ensign Federal Credit Union.

Earning Real Rewards is easy…

• Earn 100 Real Rewards when you become a member of Ensign
• Earn 100 Real Rewards for every year you've been an Ensign member
• Earn 100 Real Rewards when you open a new Advantage Checking Account
• Earn 2500 Real Rewards when you open a new Elite Checking Account
• Earn 2 Real Rewards for each signature based transaction using your Ensign Check Card   New!
• Earn 1 Real Reward for each PIN based/ATM transaction using your Ensign Check Card   New!
• Earn 25 Real Rewards per month for an active Ensign VISA Credit Card with Balance   New!
• Earn 100 Real Rewards per month for an active Ensign Mortgage with Balance   New!
• Earn 100 Real Rewards per month for Direct Deposit*   New!
• Earn 1 Real Reward for every $1 in interest you pay on a loan*
• Earn 1 Real Reward for every $1 in dividend you earn on your savings accounts, checking accounts and certificate accounts.
• Plus, look for our promotional products and services—you can earn points for signing up!

Every month we will calculate how many points you have earned and add them automatically to your total. Once you have earned 2500 Real Rewards, you are ready to use them!

These points can be redeemed in numerous ways, including:

• New Loan Rate Discount* of 0.25% APR
• New Certificate Rate Increase of 0.25% APR
• Waive a Fee (Certain Restrictions Apply)
• Transfer points to another member of the credit union!

Best of all, you are in control. You decide what actions to take to earn Real Rewards and you decide how and when to use your Real Rewards.

Check your Real Rewards online (for first time access, enter the first 4 digits of your home phone number as your password.) or call or visit us to get your current balance. When you are ready to start redeeming your points, just tell us in person or by phone.   You've already started earning Real Rewards because we've awarded 100 points for every year you have been a member. So check it out today!

The Real Rewards Program is Subject to Change without Notice.

*Member Convenience loans and Business Loans are excluded from earning or redeeming Real Rewards points. A maximum of 100 Real Rewards can be earned per month for direct deposit.